.ind-hero{padding:140px 24px 80px;background:linear-gradient(180deg,#f8fafc,#fff)}.ind-hero__inner{max-width:800px;margin:0 auto;text-align:center}.ind-hero__kicker{display:inline-block;font-size:var(--kicker-size);font-weight:var(--kicker-weight);letter-spacing:var(--kicker-spacing);text-transform:uppercase;color:var(--primary-orange);margin:0 0 16px}.ind-hero__title{font-size:var(--h1-size);font-weight:var(--h1-weight);font-family:var(--font-heading);color:var(--dark-navy,#34394D);line-height:var(--h1-line-height);margin:0 0 20px}.ind-hero__title em{font-style:normal;background:var(--gradient-orange);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.ind-hero__subtitle{font-size:var(--subtitle-size);font-weight:var(--subtitle-weight);color:var(--subtitle-color);line-height:var(--subtitle-line-height);letter-spacing:var(--subtitle-spacing);max-width:660px;margin:0 auto 16px}.ind-hero__proof{font-size:var(--proof-size);font-weight:var(--proof-weight);color:var(--primary-blue,#0077a8);margin:0 0 20px}.ind-hero__badges{display:flex;justify-content:center;align-items:center;gap:18px;flex-wrap:wrap;margin:0 auto 32px;max-width:700px}.ind-hero__cert{width:88px;height:auto;aspect-ratio:1;object-fit:contain;opacity:.9;transition:opacity .2s}.ind-hero__cert:hover{opacity:1}@media (max-width:520px){.ind-hero__badges{gap:12px;max-width:280px}.ind-hero__cert{width:72px}}.ind-hero__actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}.ind-problems{padding:80px 24px;max-width:1200px;margin:0 auto}.ind-problems__header{text-align:center;margin-bottom:48px}.ind-problems__grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:24px;gap:24px}.ind-problems__card{background:#fff;border-radius:16px;padding:32px 24px;border:1px solid rgba(0,0,0,.06);transition:all .2s ease}.ind-problems__card:hover{border-color:rgba(243,144,9,.2);box-shadow:0 8px 24px rgba(0,0,0,.05)}.ind-problems__card h3{font-size:var(--h3-size);font-weight:var(--h3-weight);font-family:var(--font-heading);color:var(--dark-navy,#34394D);line-height:var(--h3-line-height);margin:0 0 10px}.ind-problems__card p{font-size:var(--body-size);font-weight:var(--body-weight);color:var(--body-color);line-height:var(--body-line-height);letter-spacing:var(--body-spacing);margin:0}@media (max-width:768px){.ind-problems__grid{grid-template-columns:1fr!important}}.ind-deliver{background:#f8fafc;padding:80px 24px}.ind-deliver__inner{max-width:1200px;margin:0 auto}.ind-deliver__header{text-align:center;margin-bottom:48px}.ind-deliver__grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:20px;gap:20px}.ind-deliver__card{background:#fff;border-radius:16px;padding:28px 24px;border:1px solid rgba(0,0,0,.06);transition:all .2s ease}.ind-deliver__card:hover{border-color:rgba(243,144,9,.2);box-shadow:0 8px 24px rgba(0,0,0,.05);transform:translateY(-2px)}.ind-deliver__card h3{font-size:var(--h3-sm-size);font-weight:var(--h3-weight);font-family:var(--font-heading);color:var(--dark-navy,#34394D);line-height:var(--h3-line-height);margin:0 0 8px}.ind-deliver__card p{font-size:var(--body-sm-size);font-weight:var(--body-weight);color:var(--body-color);line-height:var(--body-line-height);letter-spacing:var(--body-spacing);margin:0}@media (max-width:900px){.ind-deliver__grid{grid-template-columns:repeat(2,1fr)!important}}@media (max-width:520px){.ind-deliver__grid{grid-template-columns:1fr!important}}.funding-cards{display:grid;grid-template-columns:repeat(3,1fr);grid-auto-rows:auto;grid-gap:20px;gap:20px;margin-top:40px}.funding-card{background:#fff;border:1px solid rgba(0,0,0,.06);border-radius:16px;padding:28px 24px;display:grid;grid-template-rows:subgrid;grid-row:span 5;grid-row-gap:0;row-gap:0;transition:border-color .2s ease,box-shadow .2s ease}.funding-card:hover{border-color:rgba(243,144,9,.25);box-shadow:0 8px 24px rgba(0,0,0,.06)}.funding-card__head{margin-bottom:12px}.funding-card__abbr{display:block;font-family:var(--font-heading);font-weight:var(--h2-weight,700);font-size:20px;color:var(--heading-color,#151515);line-height:1.2}.funding-card__full{display:block;font-size:13px;color:#94a3b8;margin-top:2px}.funding-card__desc{font-size:var(--body-size);color:var(--body-color);line-height:var(--body-line-height);margin:0 0 16px}.funding-card__credits{font-family:var(--font-heading);font-weight:var(--h3-weight,600);font-size:15px;color:var(--primary-orange);padding:10px 14px;background:rgba(243,144,9,.07);border-radius:10px;margin-bottom:14px;align-self:end}.funding-card__elig{font-size:13px;color:#64748b;line-height:1.5;margin:0;padding-top:12px;border-top:1px solid rgba(0,0,0,.05);align-self:start}@media (max-width:900px){.funding-cards{grid-template-columns:repeat(2,1fr)}}@media (max-width:520px){.funding-cards{grid-template-columns:1fr}}.ind-how{padding:80px 24px;max-width:1200px;margin:0 auto}.ind-how__header{text-align:center;margin-bottom:48px}.ind-how__layers{display:flex;flex-direction:column;gap:24px}.ind-how__layer{background:#fff;border-radius:20px;padding:36px 32px;border:1px solid rgba(0,0,0,.06);display:grid;grid-template-columns:56px 1fr;grid-gap:24px;gap:24px;align-items:start;transition:all .2s ease}.ind-how__layer:hover{border-color:rgba(243,144,9,.2);box-shadow:0 8px 24px rgba(0,0,0,.05)}.ind-how__layer-num{width:56px;height:56px;border-radius:16px;background:rgba(243,144,9,.1);display:flex;align-items:center;justify-content:center;font-size:24px;font-weight:var(--h1-weight);color:var(--primary-orange);font-family:var(--font-heading);flex-shrink:0}.ind-how__layer h3{font-size:var(--h3-lg-size);font-weight:var(--h3-weight);font-family:var(--font-heading);color:var(--dark-navy,#34394D);line-height:var(--h3-line-height);margin:0 0 8px}.ind-how__layer p{font-size:var(--body-size);font-weight:var(--body-weight);color:var(--body-color);line-height:var(--body-line-height);letter-spacing:var(--body-spacing);margin:0}@media (max-width:640px){.ind-how__layer{grid-template-columns:1fr;gap:16px;padding:28px 24px}}.ind-refarch{padding:80px 24px;max-width:1200px;margin:0 auto}.ind-refarch__header{text-align:center;margin-bottom:48px}.ind-refarch__grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:24px;gap:24px}.ind-refarch__card{background:#fff;border-radius:20px;padding:32px 28px;border:1px solid rgba(0,0,0,.06);transition:all .2s ease}.ind-refarch__card:hover{border-color:rgba(0,119,168,.2);box-shadow:0 8px 24px rgba(0,0,0,.05)}.ind-refarch__card h3{font-size:var(--h3-size);font-weight:var(--h3-weight);font-family:var(--font-heading);color:var(--dark-navy,#34394D);line-height:var(--h3-line-height);margin:0 0 12px}.ind-refarch__card p{font-size:var(--body-sm-size);font-weight:var(--body-weight);color:var(--body-color);line-height:var(--body-line-height);letter-spacing:var(--body-spacing);margin:0}@media (max-width:768px){.ind-refarch__grid{grid-template-columns:1fr!important}}.ind-results{background:#f8fafc;padding:80px 24px;text-align:center}.ind-results__inner{max-width:700px;margin:0 auto}.ind-results__card{background:#fff;border-radius:20px;padding:48px 40px;border:1px solid rgba(0,0,0,.06);box-shadow:0 4px 16px rgba(0,0,0,.04);margin-top:32px}.ind-results__stat{font-size:clamp(24px,3.5vw,34px);font-weight:800;font-family:Montserrat,Inter,system-ui,sans-serif;color:var(--primary-orange);margin:0 0 16px}.ind-results__quote{font-size:17px;color:#475569;line-height:1.6;font-style:italic;margin:0 0 12px}.ind-results__cta{margin-top:32px}.ind-trust{padding:60px 24px;max-width:1200px;margin:0 auto;text-align:center}.ind-trust__badges{display:flex;flex-wrap:wrap;gap:24px;justify-content:center;margin-top:32px}.ind-trust__badge{background:#fff;border:1px solid rgba(0,0,0,.06);border-radius:12px;padding:16px 24px;font-size:14px;font-weight:600;color:var(--dark-navy,#34394D)}.ind-programs{background:var(--dark-bg,#151515);color:#fff;padding:80px 24px}.ind-programs__inner{max-width:1200px;margin:0 auto;text-align:center}.ind-programs__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));grid-gap:16px;gap:16px;margin:32px 0;text-align:left}.ind-programs__item{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);border-radius:12px;padding:20px 18px}.ind-programs__item strong{display:block;font-size:15px;color:#fff;margin-bottom:4px}.ind-programs__item span{font-size:13px;color:#94a3b8;line-height:1.5}.ind-why{padding:80px 24px}.ind-why__inner{max-width:1200px;margin:0 auto}.ind-why__header{text-align:center;margin-bottom:48px}.ind-why__grid{display:grid;grid-template-columns:repeat(2,1fr);grid-gap:20px;gap:20px}.ind-why__card{background:#fff;border-radius:16px;padding:28px 24px;border:1px solid rgba(0,0,0,.06);transition:all .2s ease}.ind-why__card:hover{border-color:rgba(243,144,9,.2);box-shadow:0 8px 24px rgba(0,0,0,.05)}.ind-why__card h3{font-size:var(--h3-sm-size);font-weight:var(--h3-weight);font-family:var(--font-heading);color:var(--dark-navy,#34394D);line-height:var(--h3-line-height);margin:0 0 8px}.ind-why__card p{font-size:var(--body-sm-size);font-weight:var(--body-weight);color:var(--body-color);line-height:var(--body-line-height);letter-spacing:var(--body-spacing);margin:0}@media (max-width:640px){.ind-why__grid{grid-template-columns:1fr}}.ind-insights{background:#f8fafc;padding:80px 24px}.ind-insights__inner{max-width:1200px;margin:0 auto}.ind-insights__header{text-align:center;margin-bottom:40px}.ind-insights__grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:20px;gap:20px}.ind-insight-card{display:flex;flex-direction:column;justify-content:space-between;background:#fff;border-radius:16px;padding:28px 24px;border:1px solid rgba(0,0,0,.06);text-decoration:none;color:inherit;transition:all .2s ease}.ind-insight-card:hover{transform:translateY(-3px);box-shadow:0 8px 24px rgba(0,0,0,.06);border-color:var(--primary-orange)}.ind-insight-card h3{font-size:var(--body-size);font-weight:var(--h3-weight);color:var(--dark-navy,#34394D);line-height:1.4;margin:0 0 16px}.ind-insight-card span{font-size:var(--kicker-size);font-weight:var(--proof-weight);color:var(--primary-orange)}@media (max-width:900px){.ind-insights__grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:520px){.ind-insights__grid{grid-template-columns:1fr}}.ind-stages{padding:80px 24px;max-width:1200px;margin:0 auto}.ind-stages__header{text-align:center;margin-bottom:48px}.ind-stages__grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:24px;gap:24px}.ind-stage__card{background:#fff;border-radius:20px;padding:32px 28px;border:1px solid rgba(0,0,0,.06);position:relative;overflow:hidden}.ind-stage__card:before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(135deg,var(--primary-orange),#e67e00)}.ind-stage__card h3{font-size:var(--h3-size);font-weight:var(--h3-weight);font-family:var(--font-heading);color:var(--dark-navy,#34394D);line-height:var(--h3-line-height);margin:0 0 16px}.ind-stage__text{font-size:var(--body-sm-size);font-weight:var(--body-weight);color:var(--body-color);line-height:var(--body-line-height);letter-spacing:var(--body-spacing);margin:0 0 14px}.ind-stage__text:last-child{margin-bottom:0}.ind-stage__tag{display:block;width:-moz-fit-content;width:fit-content;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;padding:3px 10px;border-radius:4px;margin-bottom:8px}.ind-stage__tag--focus{background:rgba(0,119,168,.1);color:var(--primary-blue,#0077a8)}.ind-stage__tag--funding{background:rgba(243,144,9,.12);color:var(--primary-orange)}@media (max-width:768px){.ind-stages__grid{grid-template-columns:1fr}}.ind-crosslink{padding:48px 24px;max-width:900px;margin:0 auto;text-align:center}.ind-crosslink p{font-size:var(--body-size);font-weight:var(--body-weight);color:var(--body-color);line-height:var(--subtitle-line-height);letter-spacing:var(--body-spacing);margin:0}.ind-crosslink a{color:var(--primary-orange);font-weight:600;text-decoration:none}.ind-crosslink a:hover{text-decoration:underline}.ind-final{text-align:center;padding:100px 24px;background:linear-gradient(135deg,var(--dark-bg,#151515) 0,#1e293b 100%)}@media (max-width:768px){.ind-hero{padding:96px 20px 56px}.ind-final{padding:64px 20px}.ind-deliver,.ind-how,.ind-insights,.ind-problems,.ind-refarch,.ind-stages,.ind-why{padding:56px 20px}.ind-results__stat{font-size:20px}}.ind-final__inner{max-width:700px;margin:0 auto}.ind-final__title{font-size:var(--h2-size);font-weight:var(--h2-weight);font-family:var(--font-heading);color:#fff;line-height:var(--h2-line-height);margin:0 0 12px}.ind-final__subtitle{font-size:17px;font-weight:var(--subtitle-weight);color:var(--subtitle-color-dark);line-height:var(--body-line-height);letter-spacing:var(--subtitle-spacing);margin:0 0 40px}.ind-final__actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}.ind-final__split{display:grid;grid-template-columns:1fr 1fr;grid-gap:48px;gap:48px;text-align:left;align-items:start}@media (max-width:768px){.ind-final__split{grid-template-columns:1fr;gap:28px}}.ind-floating-btn{position:fixed;top:88px;right:8%;z-index:1800;padding:12px 22px;background:var(--primary-orange);color:#fff;font-size:var(--proof-size);font-weight:var(--h3-weight);font-family:var(--font-heading);text-decoration:none;border-radius:999px;box-shadow:0 8px 24px rgba(243,144,9,.35);transform-origin:center;animation:floating-cta-wiggle 7s ease-in-out infinite;border:none;cursor:pointer}body:has(.navbar__welcome-bar) .ind-floating-btn{top:124px}.ind-floating-btn:hover{animation-play-state:paused;transform:translateY(-1px);box-shadow:0 12px 32px rgba(243,144,9,.45)}@keyframes floating-cta-wiggle{0%,82%{transform:translateX(0) rotate(0deg)}85%{transform:translateX(-6px) rotate(-2deg)}88%{transform:translateX(6px) rotate(2deg)}91%{transform:translateX(-4px) rotate(-1.5deg)}94%{transform:translateX(4px) rotate(1.5deg)}97%{transform:translateX(-2px) rotate(-.5deg)}to{transform:translateX(0) rotate(0deg)}}@media (prefers-reduced-motion:reduce){.ind-floating-btn{animation:none}}@media (max-width:1080px){.ind-floating-btn{display:none}}.resell-badge{color:var(--primary-orange);background:rgba(243,144,9,.08);border:1px solid rgba(243,144,9,.25);border-radius:4px}.finoptic-stamp,.resell-badge{position:absolute;top:10px;right:10px;padding:2px 6px;font-size:9px;font-weight:700;text-transform:uppercase;letter-spacing:.03em}.finoptic-stamp{color:var(--primary-blue,#0077a8);background:rgba(0,119,168,.08);border:1px solid rgba(0,119,168,.25);border-radius:4px}.ind-bullets{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:12px}.ind-bullets li{position:relative;padding-left:24px;font-size:15px;color:#475569;line-height:1.6}.ind-bullets li:before{content:"\2713";position:absolute;left:0;top:0;color:var(--primary-orange);font-weight:700}